Privacy Policy

Rev. 08/2021


FACTS

WHAT DOES Union State Bank

DO WITH YOUR PERSONAL INFORMATION?

Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Account History
  • Account Balances and Check Transactions
  • Payment History and Checking Account Information
When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Union State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes USB share?Can you limit this sharing
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YESNO
For our marketing purposes—
to offer our products and services to you<
NOWe Don't Share
For joint marketing with other financial companiesNOWe Don't Share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
NOWe Don't Share
For our affiliates’ everyday business purposes—
information about your creditworthiness
NOWe Don't Share
For nonaffiliates to market to youNOWe Don't Share

Questions?Call 701-748-2233 or go to www.betterstate.com

Who we are
Who is providing this notice?Union State Bank of Hazen, ND

Who we are
How does Union State Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured fi les and buildings.

We also use other electronic devises to safeguard this information and limit employee access when appropriate.
How does Union State Bank collect my personal information?We collect your personal information, for example, when you
  • Open an Account
  • Apply for a loan
  • Give us your contact information
  • Show your driver's license
  • make deposits or withdrawls from your account
We also collect your personal information from others such as, Credit Bureaus, Affiliates, and other companies
Why can’t I limit all sharing?Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under State Law.

Who we are
AffiliatesCompanies related by common ownership or control. They can be financial and nonfi nancial companies.
  • Union State Bank does not share with our affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfi nancial companies.
  • Union State Bank does not share with non-affiliates so they can market you.
Joint marketingA formal agreement between nonaffi liated financial companies that together market financial products or services to you.
  • Union State Bank does not jointly Market.

Other important information
*** For North Dakota customers: We will not share personal information with non-affiliates either for them to market you or for joint marketing, without your authorization.
Need to speak to one of our associates?
  •     Email info@USBHazen.com
  •     Call 1.877.684.2233
  •     Stop by your local branch